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CV Profile No.115356

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Last name : *****
First name : *******
Phone : +2***********
Email : ******@******
Date of birth : ********
Nationality : ******
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Profile details

Job category searched
» Accounting, controlling, finance
» Management
» Marketing, communication
» Advice, audit, accounting
» Banking, insurance, finance
» Marketing, communication, media
Professional experience . More than 10 years
Professional Experience: 
Since 12.2019
Credit Applications & Risk Assessment, Responsible for all aspects of opening new accounts or increase of existing credit. Interview new clients obtain all necessary documentation. Perform credit reference checks, Perform Deeds office searches, assess credit risk and make recommendation to management. Register bonds, Sureties, Cession agreements, Co-signatory power on bank accounts, Opening JV bank accounts. Keep applicant, management and sales team informed of status and available credit. Credit management and Debtor’s control. Maintain and control debtors accounts and credit limit overrides in accordance with company policy and delegation authority. Execute debtor’s insurance according to policy. Process refunds on bank for authorization. Monitor customers spending trends, payment history and risks to recommend changes. Reconcile debtors ageing to control accounts monthly. Monitor and report irregularities to financial manager. Receiving and posting customer payments daily to ensure accounts balance are accurate at all times. Prepare monthly statements and communicate with customers. Follow up on non-payments and overdue invoices, assist customer in reconciling differences between our account and customers remittance advise. Ensure that record keeping, and control of manual books is being done, entries to be checked & recorded monthly and signed off. Manage staff accounts and make sure that staff deductions are send to salaries before cut-off date
11.2015 - 11.2019
Interview and complete application forms for prospective account customers, checking credit applications received by branches for correctness to enable account to be opened immediately, Customer service, complaints, and queries, checking credit limit increases, Daily Administration, opening credit accounts, staff accounts, cash upfront accounts and loyalty cards, every application to be dealt with in a high confidentiality manner. Establish customer credit worthiness, assess security requirements, Minimize the company’s credit risk by obtaining all relevant information. Calculating a credit limit aligned with the customer’s requirement by compiling the customers cash flow statement if required. Must ensure that the correct Collateral is in place and in charge of the safe keeping of all Title Deeds and Bank Guarantees. Register and cancel bonds and bank guarantees.
02.2014 - 10.2015
Reconcile the forex buys daily [TMX against EOD figures], Processing all currencies on Excel as well as evolution, Reconcile daily deposits against bank statements and deposit book for ALL 10 Branches, carrying out month end procedures on cash counts [Finance month end and recon], tracking all deposits and wholesales and making sure that all scanned deposit slips are accompanied by the banks forex purchase receipt, To ensure that all transactions comply with the companies policies and procedures, tracking foreign cash buys packs and make sure that rates showing on TMX are the same as showing on magnet shared folder.
Dedicated and Hard Working, Attention to Detail. Always like to set the goal high and make sure to achieve my goals. My Motto is, Highest Energy Wins, Always start your day with the end goal in mind.
Education . High school
Higher Certificate in Business Management
01.2020 - 12.2021
I finished my Higher Certificate in Business Management with 5 Distinctions. Have enrolled for my BCom in Marketing Management in January 2022, to Finish in December 2023. Subject; Introduction to Business Management Economics 1A Business Mathematics Fundamentals of Financial Accounting End User Computing Business Management 1B Business Communication Economics 1B
Pupkewitz Management Programme
02.2018 - 04.2018
Set goals, Build teams, Present ideas & Proposals, Understand the role of the first line manager, Leadership styles & Execution, Clarifying roles, Apply grievance procedures, Manage time and improve personal productivity, Team Goals, team Performance, Written Communication, Effective meetings, Planning, Problem Solving, Performance management, Leading diverse teams.
More information
in 1 month
Erongo - Kavango - Windhoek - Khomas
Permanent contract

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