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CV Profile No.113356

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Last name : *****
First name : ****************
Phone : +2***********
Email : ******@******
Date of birth : ********
Nationality : ******
Address : *************************************************************

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Profile details

Job category searched
» Legal
» Management
» Marketing, communication
» Sales
» Banking, insurance, finance
» Call centers, hotlines
» Consumer goods
» Education, training
» Marketing, communication, media
Professional experience . More than 10 years
Professional Experience: 
Credit Analyst
First National Bank Namibia
01.2017 - 12.2020
▪ Assess and approve loan applications ▪ Assessment of overdraft applications ▪ Credit analysis and financial analysis in line with internal credit policy and organisational strategy. ▪ Credit monitoring and control of portfolio clients to ensure greater efficiencies and risk controls. ▪ Credit restructure and rehabilitation. ▪ Credit administration and keeping up to date with the market risk that may affect credit decisions. ▪ Applications approved with correct interest rates as per Bank of Namibia Regulations.
Senior Credit Officer (Credit Manager)
Bank Windhoek Limited
06.2010 - 12.2016
▪ Ensured that clients are handled professionally, the information provided is correct and clients are correctly referred. ▪ Client relationship management for loan accounts ▪ Responsible for identifying cross-selling opportunities and referring such opportunities and leads to the sales area. ▪ Evaluated credit applications, ▪ Financial analysis and financial structuring ▪ Credit evaluation and assessment ▪ Ensure all applicable documentation for credit applications is received from sales. ▪ Ensured that documents for entry are completed correctly with the required authorisation and signatures. ▪ Monthly/quarterly/annual revision of account exposure ▪ Excess memorandum submitted to centralised Credit Office ▪ Responsible for preparing reports and standard statements / Ensures that monthly returns/reports are submitted to centralised Credit Office. ▪ Responsible for ensuring that difference between source documents and the system are corrected and that lists are filed ▪ Responsible to ensure that costs are recovered by the prescribed guidelines. ▪ Achieving credit control assessment targets/audits. ▪ Completion of all applicable documentation for overdraft facilities: existing customers. ▪ Aftercare for all collections. ▪ Effectively plan and conduct formal and job trainings. ▪ Cross-selling and marketing of Banking products to existing and potential new clients
Account Management Officer
Standard Bank Namibia
11.2008 - 05.2010
▪ Assist in various departments ▪ Issuance of ATM cards/Loading increased ATM limits/Customer queries ▪ Capturing deposits and withdrawals ▪ Treasury and ATM custodian ▪ Foreign exchange consultant ▪ Issuance of facility letter/Loading overdraft facilities ▪ Issue letter of demands/Be proactive and ensure provisions are raised before accounts are transferred to the Legal department ▪ Ensure Bank of Namibia Regulations are not contravened ▪ Achieve sales target through the marketing of Banking products – turn leads into prospective clients
Supra Sales & C.I.C
05.2006 - 11.2008
▪ Capturing and invoicing of orders ▪ Load trade and promotional deals ▪ Capture purchase orders and receiving of stock ▪ Telesales ▪ Handling of queries and providing amicable solutions to customers ▪ Good receive voucher (GRV) ▪ Stocktaking
▪ Personal Skills: Management and Supervisory skills, Report writing, Budgeting and planning skills, Analysis skills, Decision making, and problem-solving skills ▪ Communication Skills: influencer, empowered, negotiator, and persuasive. ▪ People Skills: Collaborated, advocated, and enabled. ▪ Systems Utilization and Technology Skills: Proficient use of MS Office Suite (Word, Excel, PowerPoint & PDF). Sage 300 People HR Premier & Payroll Medical Aid Transformed, increased, achieved, and boosted. ▪ Strengths: Empathizer, optimist, coach, and strategist. Receptive, reliable, passionate, altruistic, charismatic. ▪ Weaknesses: Unrealistic, overly idealistic, intense, overly empathetic
Education . HND
Namibia University of Science and Technology (NUST)
01.2014 - 10.2018
Diploma in Sales and Marketing NQF:6
Namibia University of Science and Technology (NUST)
01.2014 - 04.2019
Bachelor of Marketing NQF: 7
Law Degree
Southern Business School (SBS)
01.2018 - 12.2020
Bachelor of Commerce in Law NQF:7
Honours Degree
Namibia University of Science and Technology (NUST)
01.2020 - 12.2020
Bachelor of Marketing Honours Degree NQF:8
Masters Degree
Namibia University of Science and Technology (NUST)
Since 01.2021
Currently busy pursuing a Master of Marketing Degree NQF: 9
More information
Ohangwena - Oshana - Windhoek - Khomas
Permanent contract - Fixed-term contract - Temporary work - Part-time work

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